Legal

Please read the following information carefully before using this website. These Terms, alongside the Privacy Policy apply to your use of any information, materials or applications included on the domain www.zvwealth.com (the “ZVW website”).

By using the ZVW website you consent to these Terms and Conditions and Disclaimers as set out herein and elsewhere on this website. If you do not agree with these Terms you must stop using the ZVW website immediately.

Please note that these Terms apply only in relation to your use of this website. There are separate Terms and Conditions that apply to the purchase of Zurich Vienna Wealth Ltd (“ZVW”) products and services. Terms of Engagement will be made available to you before completing any purchase.

1. About This Website

This website is operated by Zurich Vienna Wealth AG (“We”) and the content on the pages of this website is provided by and maintained for the purposes of the services provided by Zurich Vienna Wealth Ltd (“ZVW”). The services described on this website are provided only by ZVW direct to its customers and not via any intermediaries or third parties. Detailed information about Trade Profit Stabilisation is available on different pages of this website. Some of the pages allow customers to interact online with ZVW.

2. Changes to Website and to these Terms

From time to time, We will make changes to this website, including adding, updating, varying or removing the products and services accessible through this website. We will make efforts to ensure but does not guarantee that this website, any content on the website, or services provided through the website will be error free or free from viruses.

Please check this page every time you access our website for any changes to ensure you are aware of the latest changes and terms. If a change occurs, We will state in these Terms when they were updated and the clauses and wording that has changed. These Terms were most recently updated on 1 January 2019.

If you do not agree with the changes to the Terms or this website, you must stop using this website. You also have the right to complain in relation to the website and or these Terms; please see section 12 for details.

3. Privacy

Your use of this website may involve us collecting data. This is carried out in order to improve the service ZVW provides and for security purposes.

ZVW is committed to safeguarding the privacy of its customers. Please click here for our Privacy Policy & Cookie Policy and for detailed information on how any data collected by us or supplied by you is used.

4. Access to this website

Access to the ZVW website involves features outside our control and We are not responsible for any technical problems you may experience with our website. If you do experience technical problems, please contact us.

5. Information you provide to this website

As a ZVW client you may use an application that allows you to upload content to our website. You retain all of your ownership rights in your content, but you are required to grant us an unlimited licence to use, store and copy that content and to distribute and make it available to relevant third parties.

You must not knowingly transmit any data, send or upload any content that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of the website or any other computer software or hardware.

6. Intellectual property

Other than in relation to any information you provide to this website via the client login site or as described at section 5 above, all intellectual property rights in or relating to the ZVW website and the material published on it, are our property. These include (but are not limited to) copyright in the graphic images, buttons, layout, and text contained in our website which are protected by copyright laws and other laws and treaties which apply on a worldwide basis. “ZVW” and its logos are registered trademarks of ZVW.

You may download or print any pages from the website for personal, non-commercial use only, provided you do not remove any copyright which states that ZVW is the copyright owner – the copyright notice is displayed at the end of this notice and at the bottom of each website page.

You may not use this website for commercial purposes without our prior agreement.

7. Third party links

You may not create a hyperlink to this website from another website without our prior written consent.

Where We have included links to other third party websites, including social media sites, We are not responsible for these websites and their content. We do not approve any linked third party websites, nor do We make any representation as to their quality, legality or functionality. It remains the Users responsibility to determine the content and security of any third party website.

8. User conduct

We wish Users enjoy their visit to this website whilst maintaining a safe and secure environment.

When accessing or using any service provided on this website, you may not post or transmit any unlawful or fraudulent content. You must not do anything to corrupt, damage, interfere with, alter or impair the website for any unlawful purpose.

We will take legal action upon the discovery of any unauthorised use, interference with access, misappropriation, misuse or infringement of any of the website’s content, or other breach of these Terms.

9. Disclaimer

Whilst We have taken all reasonable care to ensure the information contained on this website is accurate and complies with relevant legislation, and regulations at the date of issue, We do not guarantee the accuracy or completeness of any information contained on or provided in connection with this website. We are not responsible for any errors or omissions or for the results obtained from the use of such information or for any technical problems you may experience with this website. You are responsible for the security of any data which you transfer to or from this website.

Nothing on the pages on this website constitute legal, tax, financial, or other professional advice in any way and you should consult your regulated financial adviser or other professional adviser if you require any financial, legal or other professional advice or are unsure about any information provided on this website. You are responsible for ensuring that any actions you take or advice that you receive from others in reliance on any information and guidance provided by this website is suitable in any particular case. Where relevant, you must review all documentation on which such limitations and any other warnings and disclaimers are explained and/or reproduced.

You must keep any security details including but not limited to any usernames, passwords and memorable information, safe and secure. You acknowledge that you are responsible for any losses that you suffer as a result of your failure to do so. If you suspect that anyone other than you know your username, password or other information used to access the client login section of this website, you must contact us immediately.

10. Our liability to you

We shall not be liable to you or anyone else in relation to this website, including any loss or damage caused by:

any part being unavailable at any time
any incorrect or out of date information
inability to log in or access the website or to maintain access so as to enable completion of any transaction successfully or in a timely manner
any decision of ZVW not to sell you a product or service
events beyond our control or which We could not have reasonably foreseen, or
the activities of third parties, such as hacking, phishing, the use or distribution of computer viruses, bugs, or trojans, and any other cyber crime.

Nothing in these Terms should exclude our liability to you: (1) for fraud or fraudulent misrepresentation, (2) for personal injury or death caused by our negligence; or (3) where it would otherwise be unlawful to do so.

11. Miscellaneous

You may not transfer any of your rights under this Legal Notice or the Privacy Policy to any other person. We may transfer our rights where it reasonably believes your rights will not be affected.

If any court or competent authority finds that any provision of this Legal Notice, Privacy Policy or any part of this website are invalid, illegal or unenforceable to any extent, we shall delete the relevant provision or part to the extent required and the validity of the other provisions will not be affected and will continue to be valid and enforceable to the fullest extent permitted by English law.

These Terms are governed by and construed in accordance with English law.

Any dispute arising out of or in connection with these Terms, shall be referred to and finally resolved by arbitration under the LCIA rules, which rules are deemed to be incorporated into by reference into this clause. The place of arbitration shall be London. The Language used shall be English. The governing law of the terms is English law.

If you need to make a complaint, please contact us at the following address:

Managing Director
Zurich Vienna Wealth AG
Bahnhofstrasse 10 / Eingang Börsenstrasse 18
8001 Zürich
Schweiz